For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Bangalore Epip Industrial Area branch in Bangalore Urban, Bangalore, Bangalore Urban, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Bangalore Urban or anywhere in Bangalore Urban can transfer funds instantly by using the correct IFSC Code ICIC0007202. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bangalore Epip Industrial Area, Bangalore Urban

Here are some of the key details that come with the IFSC Code ICIC0007202 of Icici Bank Limited for its branch located in Bangalore Urban, within the district of Bangalore in the state of Bangalore Urban.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007202
Branch Bangalore Epip Industrial Area
City Bangalore Urban
District Bangalore
State Bangalore Urban
Address Icici Bank Ltd., No.120A, Epip Industrial Area, Bangalore, Karnataka.560066

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bangalore Urban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007202 for the Bangalore Epip Industrial Area branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bangalore Epip Industrial Area, Bangalore Urban, Bangalore Urban, are allotted a unique IFSC like ICIC0007202 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bangalore Urban and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Bangalore Epip Industrial Area reaches the right place, even though there are thousands of branches in Bangalore Urban and across India.

Format of the IFSC Code ICIC0007202

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bangalore Epip Industrial Area in Bangalore Urban.

For example, the IFSC Code ICIC0007202 of Icici Bank Limited for the Bangalore Epip Industrial Area branch has these elements, identifying the bank and the branch location in Bangalore Urban and Bangalore Urban correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0007202 of Icici Bank Limited for its Bangalore Epip Industrial Area branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Bangalore Urban and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bangalore Epip Industrial Area or Bangalore Urban to get the exact IFSC Code ICIC0007202.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code ICIC0007202 for Online Transfers?

Once you have the IFSC Code ICIC0007202 for the Bangalore Epip Industrial Area branch of Icici Bank Limited in Bangalore Urban, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007202. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007202.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bangalore Epip Industrial Area in Bangalore Urban may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bangalore Epip Industrial Area, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bangalore Epip Industrial Area, Bangalore Urban?

The IFSC Code is ICIC0007202.

Is the IFSC Code ICIC0007202 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bangalore Epip Industrial Area?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bangalore Epip Industrial Area branch?

The address of the branch is Icici Bank Ltd., No.120A, Epip Industrial Area, Bangalore, Karnataka.560066 located in Bangalore Urban, Bangalore, Bangalore Urban.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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