The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Lalbaug Co-Op Bank Ltd branch in Vadodara, Vadodara, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CLCBL0. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Lalbaug Co-Op Bank Ltd, Vadodara
The table below shows the main details of the IFSC Code HDFC0CLCBL0 for the Hdfc Bank branch in Vadodara, which falls under the Vadodara district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CLCBL0 |
| Branch | Lalbaug Co-Op Bank Ltd |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | Manjalpur Road, Baroda - 390011 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CLCBL0 for the Lalbaug Co-Op Bank Ltd branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CLCBL0 is given to every bank branch, including Hdfc Bank located in Lalbaug Co-Op Bank Ltd, Vadodara, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vadodara and Vadodara.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Lalbaug Co-Op Bank Ltd doesn't end up at another location.
Format of the IFSC Code HDFC0CLCBL0
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lalbaug Co-Op Bank Ltd in Vadodara.
For example, the IFSC Code HDFC0CLCBL0 of Hdfc Bank for the Lalbaug Co-Op Bank Ltd branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CLCBL0 of Hdfc Bank for its Lalbaug Co-Op Bank Ltd branch located in Vadodara, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Lalbaug Co-Op Bank Ltd or Vadodara to get the exact IFSC Code HDFC0CLCBL0.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Vadodara, you'll get the correct details.
How to Use IFSC Code HDFC0CLCBL0 for Online Transfers?
Once you have the IFSC Code HDFC0CLCBL0 for the Lalbaug Co-Op Bank Ltd branch of Hdfc Bank in Vadodara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CLCBL0. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CLCBL0.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Lalbaug Co-Op Bank Ltd in Vadodara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lalbaug Co-Op Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CLCBL0.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Manjalpur Road, Baroda - 390011 located in Vadodara, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.