For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Shree Vardhaman Sahakari Bank Ltd branch in Vadodara, Vadodara, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CSVSB2. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Shree Vardhaman Sahakari Bank Ltd, Vadodara
The table below shows the main details of the IFSC Code HDFC0CSVSB2 for the Hdfc Bank branch in Vadodara, which falls under the Vadodara district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CSVSB2 |
| Branch | Shree Vardhaman Sahakari Bank Ltd |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | Adhyaruni Pole Sultanpura Mg Road Vadodara 390001 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CSVSB2 for the Shree Vardhaman Sahakari Bank Ltd branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Shree Vardhaman Sahakari Bank Ltd, Vadodara, Gujarat, are allotted a unique IFSC like HDFC0CSVSB2 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Shree Vardhaman Sahakari Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code HDFC0CSVSB2
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shree Vardhaman Sahakari Bank Ltd in Vadodara.
For example, the IFSC Code HDFC0CSVSB2 of Hdfc Bank for the Shree Vardhaman Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0CSVSB2 of Hdfc Bank for its Shree Vardhaman Sahakari Bank Ltd branch located in Vadodara, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Shree Vardhaman Sahakari Bank Ltd or Vadodara to find the exact IFSC Code HDFC0CSVSB2.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Vadodara will provide accurate information.
How to Use IFSC Code HDFC0CSVSB2 for Online Transfers?
If you have the IFSC Code HDFC0CSVSB2 for the Shree Vardhaman Sahakari Bank Ltd branch of Hdfc Bank in Vadodara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CSVSB2. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CSVSB2.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Shree Vardhaman Sahakari Bank Ltd in Vadodara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Shree Vardhaman Sahakari Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CSVSB2.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Adhyaruni Pole Sultanpura Mg Road Vadodara 390001 located in Vadodara, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.