There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Samathanapuram branch in Tirunelveli, Tirunelveli, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Tirunelveli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code HDFC0006889. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Samathanapuram, Tirunelveli
Here are some of the key details that come with the IFSC Code HDFC0006889 of Hdfc Bank for its branch located in Tirunelveli, within the district of Tirunelveli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0006889 |
| Branch | Samathanapuram |
| City | Tirunelveli |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | D No 200E 2 8 And 200E 2 9 Tiruchendur Road Palayamkottai Tirunelveli Tamil Nadu 627002 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Tirunelveli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006889 for the Samathanapuram branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Samathanapuram, Tirunelveli, Tamil Nadu, is provided a unique IFSC like HDFC0006889 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Tirunelveli.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tirunelveli and Tirunelveli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Samathanapuram do not get misguided to another person.
Format of the IFSC Code HDFC0006889
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samathanapuram in Tirunelveli.
For example, the IFSC Code HDFC0006889 of Hdfc Bank for the Samathanapuram branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0006889 of Hdfc Bank for its Samathanapuram branch located in Tirunelveli, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Tirunelveli and Tirunelveli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Samathanapuram or Tirunelveli to find the exact IFSC Code HDFC0006889.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Tirunelveli will provide accurate information.
How to Use IFSC Code HDFC0006889 for Online Transfers?
Once you have the IFSC Code HDFC0006889 for the Samathanapuram branch of Hdfc Bank in Tirunelveli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0006889. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006889.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Samathanapuram in Tirunelveli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Samathanapuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0006889.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D No 200E 2 8 And 200E 2 9 Tiruchendur Road Palayamkottai Tirunelveli Tamil Nadu 627002 located in Tirunelveli, Tirunelveli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.