For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Tirunelveli branch in Tirunelvali, Tirunelveli, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Tirunelvali or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0003644. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Tirunelveli, Tirunelvali
Below in the table are the key details related to IFSC Code HDFC0003644 of Hdfc Bank for its branch located in Tirunelvali, within the district of Tirunelveli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0003644 |
| Branch | Tirunelveli |
| City | Tirunelvali |
| District | Tirunelveli |
| State | Tamil Nadu |
| Address | Hdfc Bank Ltd Cto Bldg Bsnl Telephone Exchange Sripuram Tirunelveli Tamil Nadu 627001 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Tirunelvali for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0003644 for the Tirunelveli branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Tirunelveli, Tirunelvali, Tamil Nadu, is provided with a unique IFSC like HDFC0003644 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Tirunelvali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tirunelvali and Tirunelveli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Tirunelveli do not get mixed with another location.
Format of the IFSC Code HDFC0003644
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirunelveli in Tirunelvali.
For example, the IFSC Code HDFC0003644 of Hdfc Bank for the Tirunelveli branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0003644 of Hdfc Bank for its Tirunelveli branch located in Tirunelvali, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Tirunelvali and Tirunelveli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Tirunelveli or Tirunelvali to find the exact IFSC Code HDFC0003644.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Tirunelvali will provide accurate information.
How to Use IFSC Code HDFC0003644 for Online Transfers?
Once you have the IFSC Code HDFC0003644 for the Tirunelveli branch of Hdfc Bank in Tirunelvali, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0003644. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003644.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Tirunelveli in Tirunelvali may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Tirunelveli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tirunelvali to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0003644.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Cto Bldg Bsnl Telephone Exchange Sripuram Tirunelveli Tamil Nadu 627001 located in Tirunelvali, Tirunelveli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.