There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Kumarapuram branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Thiruvananthapuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code HDFC0007882. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Kumarapuram, Thiruvananthapuram

Below in the table are the key details related to IFSC Code HDFC0007882 of Hdfc Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007882
Branch Kumarapuram
City Thiruvananthapuram
District Thiruvananthapuram
State Kerala
Address Grd Floor Kripa Arcade Kumarapuram Thiruvananthapuram Kerala 695011

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Thiruvananthapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007882 for the Kumarapuram branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Kumarapuram, Thiruvananthapuram, Kerala, is provided with a unique IFSC like HDFC0007882 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Kumarapuram do not get mixed with another location.

Format of the IFSC Code HDFC0007882

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kumarapuram in Thiruvananthapuram.

For example, the IFSC Code HDFC0007882 of Hdfc Bank for the Kumarapuram branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007882 of Hdfc Bank for its Kumarapuram branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Kumarapuram or Thiruvananthapuram to get the exact IFSC Code HDFC0007882.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Thiruvananthapuram, you'll get the correct details.

How to Use IFSC Code HDFC0007882 for Online Transfers?

If you have the IFSC Code HDFC0007882 for the Kumarapuram branch of Hdfc Bank in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007882. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0007882.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Kumarapuram in Thiruvananthapuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kumarapuram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Kumarapuram Thiruvananthapuram?

The IFSC Code of the Kumarapuram Thiruvananthapuram branch is HDFC0007882.

Is IFSC Code HDFC0007882 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Kumarapuram branch?

The branch is located at Grd Floor Kripa Arcade Kumarapuram Thiruvananthapuram Kerala 695011.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby HDFC BANK Branches

Back to Top