Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Kesavadasapuram branch in Thiruvananthapuram, Thiruvananthapuram, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0007871. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Kesavadasapuram, Thiruvananthapuram

The table below shows the main details of the IFSC Code HDFC0007871 for the Hdfc Bank branch in Thiruvananthapuram, which falls under the Thiruvananthapuram district in Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007871
Branch Kesavadasapuram
City Thiruvananthapuram
District Thiruvananthapuram
State Kerala
Address Grd Floor St Mary S Campus Kesavadasapuram Road Pattom P O Thiruvananthapuram Kerala 695004

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Thiruvananthapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007871 for the Kesavadasapuram branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kesavadasapuram, Thiruvananthapuram, Kerala, are given a unique IFSC like HDFC0007871 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thiruvananthapuram and Thiruvananthapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Kesavadasapuram goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0007871

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kesavadasapuram in Thiruvananthapuram.

For example, the IFSC Code HDFC0007871 of Hdfc Bank for the Kesavadasapuram branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007871 of Hdfc Bank for its Kesavadasapuram branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Kesavadasapuram or Thiruvananthapuram to get the exact IFSC Code HDFC0007871.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Thiruvananthapuram that will provide accurate information.

How to Use IFSC Code HDFC0007871 for Online Transfers?

Once you have the IFSC Code HDFC0007871 for the Kesavadasapuram branch of Hdfc Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007871. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007871.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kesavadasapuram in Thiruvananthapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kesavadasapuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thiruvananthapuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kesavadasapuram, Thiruvananthapuram?

The IFSC Code is HDFC0007871.

Is the IFSC Code HDFC0007871 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kesavadasapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kesavadasapuram branch?

The address of the branch is Grd Floor St Mary S Campus Kesavadasapuram Road Pattom P O Thiruvananthapuram Kerala 695004 located in Thiruvananthapuram, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby HDFC BANK Branches

Back to Top