Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Arabal Inderhama branch in Srinagar, Srinagar, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code HDFC0009862. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Arabal Inderhama, Srinagar

The table below shows the main details of the IFSC Code HDFC0009862 for the Hdfc Bank branch in Srinagar, which falls under the Srinagar district in Jammu And Kashmir.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009862
Branch Arabal Inderhama
City Srinagar
District Srinagar
State Jammu And Kashmir
Address Hdfc Bank Ltd Grd And 1St Floor Main Road Arabal Inderhama Shalimar Srinagar Jammu And Kashmir 191123

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Srinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009862 for the Arabal Inderhama branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Arabal Inderhama, Srinagar, Jammu And Kashmir, is provided a unique IFSC like HDFC0009862 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Srinagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Srinagar and Srinagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Arabal Inderhama do not get misguided to another person.

Format of the IFSC Code HDFC0009862

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arabal Inderhama in Srinagar.

For example, the IFSC Code HDFC0009862 of Hdfc Bank for the Arabal Inderhama branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009862 of Hdfc Bank for its Arabal Inderhama branch located in Srinagar, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Arabal Inderhama or Srinagar to get the exact IFSC Code HDFC0009862.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Srinagar, you'll get the correct details.

How to Use IFSC Code HDFC0009862 for Online Transfers?

Once you have the IFSC Code HDFC0009862 for the Arabal Inderhama branch of Hdfc Bank in Srinagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009862. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0009862.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Arabal Inderhama in Srinagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Arabal Inderhama, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Srinagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Arabal Inderhama Srinagar?

The IFSC Code of the Arabal Inderhama Srinagar branch is HDFC0009862.

Is IFSC Code HDFC0009862 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Arabal Inderhama branch?

The branch is located at Hdfc Bank Ltd Grd And 1St Floor Main Road Arabal Inderhama Shalimar Srinagar Jammu And Kashmir 191123.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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