Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Srinagar - Hari Singh High Street branch in Purnea, Srinagar, or Jammu And Kashmir, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Purnea or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code HDFC0000724. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Srinagar - Hari Singh High Street, Purnea
Here are the key points that are associated with the IFSC Code HDFC0000724 of Hdfc Bank for its branch located in Purnea, within the district of Srinagar in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0000724 |
| Branch | Srinagar - Hari Singh High Street |
| City | Purnea |
| District | Srinagar |
| State | Jammu And Kashmir |
| Address | Khasra No.936, Al-Rehman Shopping Complex, Hari Singh High Street, Srinagar Srinagar Jammu And Kashmir 190001 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Purnea for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000724 for the Srinagar - Hari Singh High Street branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Srinagar - Hari Singh High Street, Purnea, Jammu And Kashmir, is provided with a unique IFSC like HDFC0000724 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Purnea.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Purnea and Srinagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Srinagar - Hari Singh High Street do not get mixed with another location.
Format of the IFSC Code HDFC0000724
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Srinagar - Hari Singh High Street in Purnea.
For example, the IFSC Code HDFC0000724 of Hdfc Bank for the Srinagar - Hari Singh High Street branch includes these elements, identifying the bank and the branch location in Purnea and Jammu And Kashmir accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0000724 of Hdfc Bank for its Srinagar - Hari Singh High Street branch located in Purnea, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Purnea and Srinagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Srinagar - Hari Singh High Street or Purnea to get the exact IFSC Code HDFC0000724.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Purnea, you'll get the correct details.
How to Use IFSC Code HDFC0000724 for Online Transfers?
Once you have the IFSC Code HDFC0000724 for the Srinagar - Hari Singh High Street branch of Hdfc Bank in Purnea, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0000724. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000724.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Srinagar - Hari Singh High Street in Purnea, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Srinagar - Hari Singh High Street, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Purnea manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0000724.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khasra No.936, Al-Rehman Shopping Complex, Hari Singh High Street, Srinagar Srinagar Jammu And Kashmir 190001 located in Purnea, Srinagar, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.