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IFSC Code of Hdfc Bank, Lalganj, Lalganj, Uttar Pradesh — HDFC0002547

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Lalganj branch in Rai Bareli, Lalganj, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0002547. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Lalganj, Rai Bareli

Here are some of the key details that come with the IFSC Code HDFC0002547 of Hdfc Bank for its branch located in Rai Bareli, within the district of Lalganj in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002547
Branch Lalganj
City Rai Bareli
District Lalganj
State Uttar Pradesh
Address Hdfc Bank Ltd., Narain Complex Ward No 3, Mohalla Nai Nazar, Raibareilly - Kanpur Road , Lalganj, Rai Bareli Uttar Pradesh 229206

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Rai Bareli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0002547 for the Lalganj branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Lalganj, Rai Bareli, Uttar Pradesh, are given a unique IFSC like HDFC0002547 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rai Bareli and Lalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Lalganj goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0002547

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lalganj in Rai Bareli.

For example, the IFSC Code HDFC0002547 of Hdfc Bank for the Lalganj branch has these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002547 of Hdfc Bank for its Lalganj branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Rai Bareli and Lalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Lalganj or Rai Bareli to get the exact IFSC Code HDFC0002547.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Rai Bareli that will provide accurate information.

How to Use IFSC Code HDFC0002547 for Online Transfers?

Once you have the IFSC Code HDFC0002547 for the Lalganj branch of Hdfc Bank in Rai Bareli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002547. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0002547.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Lalganj in Rai Bareli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lalganj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Lalganj, Rai Bareli?

The IFSC Code is HDFC0002547.

Is the IFSC Code HDFC0002547 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Lalganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lalganj branch?

The address of the branch is Hdfc Bank Ltd., Narain Complex Ward No 3, Mohalla Nai Nazar, Raibareilly - Kanpur Road , Lalganj, Rai Bareli Uttar Pradesh 229206 located in Rai Bareli, Lalganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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