Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Lalganj Katghar branch in Azamgarh, Lalganj, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Lalganj Katghar, Azamgarh
The table below shows the main details of the IFSC Code HDFC0004048 for the Hdfc Bank branch in Azamgarh, which falls under the Lalganj district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004048 |
| Branch | Lalganj Katghar |
| City | Azamgarh |
| District | Lalganj |
| State | Uttar Pradesh |
| Address | H No 13 Ward No 11 Lalganj West Azamgarh Up Azamgarh Uttar Pradesh276202 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Azamgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004048 for the Lalganj Katghar branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Lalganj Katghar, Azamgarh, Uttar Pradesh, are allotted a unique IFSC like HDFC0004048 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Azamgarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Azamgarh and Lalganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Lalganj Katghar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code HDFC0004048
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lalganj Katghar in Azamgarh.
For example, the IFSC Code HDFC0004048 of Hdfc Bank for the Lalganj Katghar branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0004048 of Hdfc Bank for its Lalganj Katghar branch located in Azamgarh, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Azamgarh and Lalganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Lalganj Katghar or Azamgarh to get the exact IFSC Code HDFC0004048.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Azamgarh that will provide accurate information.
How to Use IFSC Code HDFC0004048 for Online Transfers?
Once you have the IFSC Code HDFC0004048 for the Lalganj Katghar branch of Hdfc Bank in Azamgarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0004048. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004048.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Lalganj Katghar in Azamgarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lalganj Katghar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Azamgarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004048.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is H No 13 Ward No 11 Lalganj West Azamgarh Up Azamgarh Uttar Pradesh276202 located in Azamgarh, Lalganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.