There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its The Kalol Urban Co-Op. Bank Ltd branch in Panch Mahals, Kalol, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Panch Mahals or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code HDFC0CTKUCB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, The Kalol Urban Co-Op. Bank Ltd, Panch Mahals

Below in the table are the key details related to IFSC Code HDFC0CTKUCB of Hdfc Bank for its branch located in Panch Mahals, within the district of Kalol in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CTKUCB
Branch The Kalol Urban Co-Op. Bank Ltd
City Panch Mahals
District Kalol
State Gujarat
Address Bank Building Co-Op. Memorial Hall Kalol - 389 330 District Panchmahal Gujarat

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Panch Mahals for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CTKUCB for the The Kalol Urban Co-Op. Bank Ltd branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in The Kalol Urban Co-Op. Bank Ltd, Panch Mahals, Gujarat, are allotted a unique IFSC like HDFC0CTKUCB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Panch Mahals and Kalol.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in The Kalol Urban Co-Op. Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code HDFC0CTKUCB

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kalol Urban Co-Op. Bank Ltd in Panch Mahals.

For example, the IFSC Code HDFC0CTKUCB of Hdfc Bank for the The Kalol Urban Co-Op. Bank Ltd branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0CTKUCB of Hdfc Bank for its The Kalol Urban Co-Op. Bank Ltd branch located in Panch Mahals, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Panch Mahals and Kalol, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for The Kalol Urban Co-Op. Bank Ltd or Panch Mahals to find the exact IFSC Code HDFC0CTKUCB.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Panch Mahals will provide accurate information.

How to Use IFSC Code HDFC0CTKUCB for Online Transfers?

Once you have the IFSC Code HDFC0CTKUCB for the The Kalol Urban Co-Op. Bank Ltd branch of Hdfc Bank in Panch Mahals, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0CTKUCB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CTKUCB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Kalol Urban Co-Op. Bank Ltd in Panch Mahals, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Kalol Urban Co-Op. Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in The Kalol Urban Co-Op. Bank Ltd, Panch Mahals?

The IFSC Code is HDFC0CTKUCB.

Is the IFSC Code HDFC0CTKUCB permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank The Kalol Urban Co-Op. Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Kalol Urban Co-Op. Bank Ltd branch?

The address of the branch is Bank Building Co-Op. Memorial Hall Kalol - 389 330 District Panchmahal Gujarat located in Panch Mahals, Kalol, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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