For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Kalol Panchmahal branch in Panch Mahals, Kalol, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0009212. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Kalol Panchmahal, Panch Mahals
Below in the table are the key details related to IFSC Code HDFC0009212 of Hdfc Bank for its branch located in Panch Mahals, within the district of Kalol in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009212 |
| Branch | Kalol Panchmahal |
| City | Panch Mahals |
| District | Kalol |
| State | Gujarat |
| Address | Hdfc Bank Ltd Ground Floor R C Patel Estate Derol Station Raod Kalol Dist Panchmahal Gujarat 389330 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Panch Mahals for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009212 for the Kalol Panchmahal branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kalol Panchmahal, Panch Mahals, Gujarat, are allotted a unique IFSC like HDFC0009212 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panch Mahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Panch Mahals and Kalol.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Kalol Panchmahal reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code HDFC0009212
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalol Panchmahal in Panch Mahals.
For example, the IFSC Code HDFC0009212 of Hdfc Bank for the Kalol Panchmahal branch has these elements, identifying the bank and the branch location in Panch Mahals and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0009212 of Hdfc Bank for its Kalol Panchmahal branch located in Panch Mahals, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Panch Mahals and Kalol, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Kalol Panchmahal or Panch Mahals to get the exact IFSC Code HDFC0009212.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Panch Mahals, you'll get the correct details.
How to Use IFSC Code HDFC0009212 for Online Transfers?
Once you have the IFSC Code HDFC0009212 for the Kalol Panchmahal branch of Hdfc Bank in Panch Mahals, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0009212. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0009212.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Kalol Panchmahal in Panch Mahals, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kalol Panchmahal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kalol Panchmahal Panch Mahals branch is HDFC0009212.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hdfc Bank Ltd Ground Floor R C Patel Estate Derol Station Raod Kalol Dist Panchmahal Gujarat 389330.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.