The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Siddheshwar Sahakari Bank Ltd Latur branch in Latur, Latur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Latur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CSID04. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Siddheshwar Sahakari Bank Ltd Latur, Latur
Below in the table are the key details related to IFSC Code HDFC0CSID04 of Hdfc Bank for its branch located in Latur, within the district of Latur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CSID04 |
| Branch | Siddheshwar Sahakari Bank Ltd Latur |
| City | Latur |
| District | Latur |
| State | Maharashtra |
| Address | Kumar Swami Complex Uma Chowk Nanded-Bidar Road Udgir Latur 413517 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Latur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CSID04 for the Siddheshwar Sahakari Bank Ltd Latur branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Siddheshwar Sahakari Bank Ltd Latur, Latur, Maharashtra, is provided a unique IFSC like HDFC0CSID04 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Latur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Latur and Latur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Siddheshwar Sahakari Bank Ltd Latur do not get misguided to another person.
Format of the IFSC Code HDFC0CSID04
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddheshwar Sahakari Bank Ltd Latur in Latur.
For example, the IFSC Code HDFC0CSID04 of Hdfc Bank for the Siddheshwar Sahakari Bank Ltd Latur branch includes these elements, identifying the bank and the branch location in Latur and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CSID04 of Hdfc Bank for its Siddheshwar Sahakari Bank Ltd Latur branch located in Latur, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Latur and Latur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Siddheshwar Sahakari Bank Ltd Latur or Latur to get the exact IFSC Code HDFC0CSID04.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Latur, you'll get the correct details.
How to Use IFSC Code HDFC0CSID04 for Online Transfers?
If you have the IFSC Code HDFC0CSID04 for the Siddheshwar Sahakari Bank Ltd Latur branch of Hdfc Bank in Latur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CSID04. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CSID04.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Siddheshwar Sahakari Bank Ltd Latur in Latur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Siddheshwar Sahakari Bank Ltd Latur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Latur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CSID04.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kumar Swami Complex Uma Chowk Nanded-Bidar Road Udgir Latur 413517 located in Latur, Latur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.