The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Siddheshwar Sahakari Bank Ltd Latur branch in Osmanabad, Latur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Osmanabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CSID10. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Siddheshwar Sahakari Bank Ltd Latur, Osmanabad
Below in the table are the key details related to IFSC Code HDFC0CSID10 of Hdfc Bank for its branch located in Osmanabad, within the district of Latur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CSID10 |
| Branch | Siddheshwar Sahakari Bank Ltd Latur |
| City | Osmanabad |
| District | Latur |
| State | Maharashtra |
| Address | Main Road Behind Gram Panchayat Karyalaya Andur Tuljapur Osmanabad 413603 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Osmanabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CSID10 for the Siddheshwar Sahakari Bank Ltd Latur branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Siddheshwar Sahakari Bank Ltd Latur, Osmanabad, Maharashtra, is provided a unique IFSC like HDFC0CSID10 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Osmanabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Osmanabad and Latur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Siddheshwar Sahakari Bank Ltd Latur do not get misguided to another person.
Format of the IFSC Code HDFC0CSID10
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddheshwar Sahakari Bank Ltd Latur in Osmanabad.
For example, the IFSC Code HDFC0CSID10 of Hdfc Bank for the Siddheshwar Sahakari Bank Ltd Latur branch includes these elements, identifying the bank and the branch location in Osmanabad and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CSID10 of Hdfc Bank for its Siddheshwar Sahakari Bank Ltd Latur branch located in Osmanabad, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Osmanabad and Latur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Siddheshwar Sahakari Bank Ltd Latur or Osmanabad to get the exact IFSC Code HDFC0CSID10.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Osmanabad that will provide accurate information.
How to Use IFSC Code HDFC0CSID10 for Online Transfers?
Once you have the IFSC Code HDFC0CSID10 for the Siddheshwar Sahakari Bank Ltd Latur branch of Hdfc Bank in Osmanabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CSID10. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CSID10.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Siddheshwar Sahakari Bank Ltd Latur in Osmanabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Siddheshwar Sahakari Bank Ltd Latur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Osmanabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Siddheshwar Sahakari Bank Ltd Latur Osmanabad branch is HDFC0CSID10.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Road Behind Gram Panchayat Karyalaya Andur Tuljapur Osmanabad 413603.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.