The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Ramanattukara Branch branch in Kozhikode, Calicut, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0001598. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Ramanattukara Branch, Kozhikode

Here are the key points that are associated with the IFSC Code HDFC0001598 of Hdfc Bank for its branch located in Kozhikode, within the district of Calicut in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001598
Branch Ramanattukara Branch
City Kozhikode
District Calicut
State Kerala
Address Hdfc Bank Ltdthumbayil Buildingn.H.Raod, Ramanattukara

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001598 for the Ramanattukara Branch branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Ramanattukara Branch, Kozhikode, Kerala, is provided a unique IFSC like HDFC0001598 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Kozhikode.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Calicut.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Ramanattukara Branch do not get misguided to another person.

Format of the IFSC Code HDFC0001598

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramanattukara Branch in Kozhikode.

For example, the IFSC Code HDFC0001598 of Hdfc Bank for the Ramanattukara Branch branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0001598 of Hdfc Bank for its Ramanattukara Branch branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Ramanattukara Branch or Kozhikode to get the exact IFSC Code HDFC0001598.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kozhikode, then it will provide you proper information.

How to Use IFSC Code HDFC0001598 for Online Transfers?

Once you have the IFSC Code HDFC0001598 for the Ramanattukara Branch branch of Hdfc Bank in Kozhikode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001598. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001598.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Ramanattukara Branch in Kozhikode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ramanattukara Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kozhikode manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Ramanattukara Branch Kozhikode?

The IFSC Code of the Ramanattukara Branch Kozhikode branch is HDFC0001598.

Is IFSC Code HDFC0001598 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Ramanattukara Branch branch?

The branch is located at Hdfc Bank Ltdthumbayil Buildingn.H.Raod, Ramanattukara.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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