For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Near Baby Memorial Hospital branch in Kozhikode, Calicut, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0001255. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Near Baby Memorial Hospital, Kozhikode

Here are the key points that are associated with the IFSC Code HDFC0001255 of Hdfc Bank for its branch located in Kozhikode, within the district of Calicut in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001255
Branch Near Baby Memorial Hospital
City Kozhikode
District Calicut
State Kerala
Address Centre Bye Pass Roadcentre Bye Pass Roadnear Baby Memorial Hospital

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kozhikode for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001255 for the Near Baby Memorial Hospital branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Near Baby Memorial Hospital, Kozhikode, Kerala, is provided a unique IFSC like HDFC0001255 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Kozhikode.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Calicut.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Near Baby Memorial Hospital do not get misguided to another person.

Format of the IFSC Code HDFC0001255

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Near Baby Memorial Hospital in Kozhikode.

For example, the IFSC Code HDFC0001255 of Hdfc Bank for the Near Baby Memorial Hospital branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0001255 of Hdfc Bank for its Near Baby Memorial Hospital branch located in Kozhikode, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kozhikode and Calicut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Near Baby Memorial Hospital or Kozhikode to find the exact IFSC Code HDFC0001255.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kozhikode will provide accurate information.

How to Use IFSC Code HDFC0001255 for Online Transfers?

Once you have the IFSC Code HDFC0001255 for the Near Baby Memorial Hospital branch of Hdfc Bank in Kozhikode, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001255. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0001255.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Near Baby Memorial Hospital in Kozhikode, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Near Baby Memorial Hospital, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Near Baby Memorial Hospital, Kozhikode?

The IFSC Code is HDFC0001255.

Is the IFSC Code HDFC0001255 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Near Baby Memorial Hospital?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Near Baby Memorial Hospital branch?

The address of the branch is Centre Bye Pass Roadcentre Bye Pass Roadnear Baby Memorial Hospital located in Kozhikode, Calicut, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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