Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its P R Hill Kohima branch in Kohima, Kohima, or Nagaland, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code HDFC0007775. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, P R Hill Kohima, Kohima
Below in the table are the key details related to IFSC Code HDFC0007775 of Hdfc Bank for its branch located in Kohima, within the district of Kohima in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007775 |
| Branch | P R Hill Kohima |
| City | Kohima |
| District | Kohima |
| State | Nagaland |
| Address | Hdfc Bank Ltd Grd Floor Opp Smart City Multi Level Car Parking P R Hill Near Phq Junction Kohima Nagaland 797001 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Kohima for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0007775 for the P R Hill Kohima branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in P R Hill Kohima, Kohima, Nagaland, is provided with a unique IFSC like HDFC0007775 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Kohima.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kohima and Kohima.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in P R Hill Kohima do not get mixed with another location.
Format of the IFSC Code HDFC0007775
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as P R Hill Kohima in Kohima.
For example, the IFSC Code HDFC0007775 of Hdfc Bank for the P R Hill Kohima branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0007775 of Hdfc Bank for its P R Hill Kohima branch located in Kohima, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for P R Hill Kohima or Kohima to find the exact IFSC Code HDFC0007775.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kohima will provide accurate information.
How to Use IFSC Code HDFC0007775 for Online Transfers?
Once you have the IFSC Code HDFC0007775 for the P R Hill Kohima branch of Hdfc Bank in Kohima, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0007775. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0007775.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank P R Hill Kohima in Kohima, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in P R Hill Kohima, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kohima manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0007775.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Grd Floor Opp Smart City Multi Level Car Parking P R Hill Near Phq Junction Kohima Nagaland 797001 located in Kohima, Kohima, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.