IFSC Code of Hdfc Bank, Kohima Secretariat, Kohima, Nagaland — HDFC0004745

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Kohima Secretariat branch in Kohima, Kohima, Nagaland, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code HDFC0004745. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Kohima Secretariat, Kohima

The table below shows the main details of the IFSC Code HDFC0004745 for the Hdfc Bank branch in Kohima, which falls under the Kohima district in Nagaland.

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Kohima for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004745 for the Kohima Secretariat branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kohima Secretariat, Kohima, Nagaland, are given a unique IFSC like HDFC0004745 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kohima.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kohima and Kohima.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Kohima Secretariat goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0004745

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kohima Secretariat in Kohima.

For example, the IFSC Code HDFC0004745 of Hdfc Bank for the Kohima Secretariat branch has these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004745 of Hdfc Bank for its Kohima Secretariat branch located in Kohima, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Kohima Secretariat or Kohima to find the exact IFSC Code HDFC0004745.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kohima will provide accurate information.

How to Use IFSC Code HDFC0004745 for Online Transfers?

Once you have the IFSC Code HDFC0004745 for the Kohima Secretariat branch of Hdfc Bank in Kohima, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004745. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004745.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kohima Secretariat in Kohima may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kohima Secretariat, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.