The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Rambaug Road Adipur branch in Kachchh, Gandhidham, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0004636. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Rambaug Road Adipur, Kachchh

The table below shows the main details of the IFSC Code HDFC0004636 for the Hdfc Bank branch in Kachchh, which falls under the Gandhidham district in Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004636
Branch Rambaug Road Adipur
City Kachchh
District Gandhidham
State Gujarat
Address Shop No 1 To 4 Grd Floor Champion Arcade Plot No 59 60 Ward Dc 3 Rambaug Road Gandhidham Gujarat 370205

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004636 for the Rambaug Road Adipur branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Rambaug Road Adipur, Kachchh, Gujarat, is provided with a unique IFSC like HDFC0004636 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kachchh and Gandhidham.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Rambaug Road Adipur do not get mixed with another location.

Format of the IFSC Code HDFC0004636

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rambaug Road Adipur in Kachchh.

For example, the IFSC Code HDFC0004636 of Hdfc Bank for the Rambaug Road Adipur branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0004636 of Hdfc Bank for its Rambaug Road Adipur branch located in Kachchh, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kachchh and Gandhidham, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Rambaug Road Adipur or Kachchh to get the exact IFSC Code HDFC0004636.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kachchh, then it will provide you proper information.

How to Use IFSC Code HDFC0004636 for Online Transfers?

Once you have the IFSC Code HDFC0004636 for the Rambaug Road Adipur branch of Hdfc Bank in Kachchh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004636. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004636.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Rambaug Road Adipur in Kachchh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Rambaug Road Adipur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kachchh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Rambaug Road Adipur, Kachchh?

The IFSC Code is HDFC0004636.

Is the IFSC Code HDFC0004636 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Rambaug Road Adipur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rambaug Road Adipur branch?

The address of the branch is Shop No 1 To 4 Grd Floor Champion Arcade Plot No 59 60 Ward Dc 3 Rambaug Road Gandhidham Gujarat 370205 located in Kachchh, Gandhidham, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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