The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Adipur branch in Gandhidham, Gandhidham, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Gandhidham or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0001276. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Adipur, Gandhidham

Below in the table are the key details related to IFSC Code HDFC0001276 of Hdfc Bank for its branch located in Gandhidham, within the district of Gandhidham in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001276
Branch Adipur
City Gandhidham
District Gandhidham
State Gujarat
Address Hdfc Bank Ltd 1St Floor, Shaz 120-121 Madansinh Chowk,Dist-Kachchh Adipur Gujarat 370205

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Gandhidham for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001276 for the Adipur branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Adipur, Gandhidham, Gujarat, are allotted a unique IFSC like HDFC0001276 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gandhidham.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gandhidham and Gandhidham.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Adipur reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code HDFC0001276

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adipur in Gandhidham.

For example, the IFSC Code HDFC0001276 of Hdfc Bank for the Adipur branch includes these elements, identifying the bank and the branch location in Gandhidham and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0001276 of Hdfc Bank for its Adipur branch located in Gandhidham, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Gandhidham and Gandhidham, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Adipur or Gandhidham to find the exact IFSC Code HDFC0001276.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Gandhidham will provide accurate information.

How to Use IFSC Code HDFC0001276 for Online Transfers?

Once you have the IFSC Code HDFC0001276 for the Adipur branch of Hdfc Bank in Gandhidham, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001276. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001276.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Adipur in Gandhidham, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Adipur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhidham manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Adipur, Gandhidham?

The IFSC Code is HDFC0001276.

Is the IFSC Code HDFC0001276 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Adipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adipur branch?

The address of the branch is Hdfc Bank Ltd 1St Floor, Shaz 120-121 Madansinh Chowk,Dist-Kachchh Adipur Gujarat 370205 located in Gandhidham, Gandhidham, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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