There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Fatehpur - Up branch in Fatehpur, Fatehpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Fatehpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0001895. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Fatehpur - Up, Fatehpur
Here are some of the key details that come with the IFSC Code HDFC0001895 of Hdfc Bank for its branch located in Fatehpur, within the district of Fatehpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0001895 |
| Branch | Fatehpur - Up |
| City | Fatehpur |
| District | Fatehpur |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Utsav Palace Civil Lines Fatehpur Uttar Pradesh 212601 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Fatehpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001895 for the Fatehpur - Up branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Fatehpur - Up, Fatehpur, Uttar Pradesh, are allotted a unique IFSC like HDFC0001895 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Fatehpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Fatehpur and Fatehpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Fatehpur - Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code HDFC0001895
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fatehpur - Up in Fatehpur.
For example, the IFSC Code HDFC0001895 of Hdfc Bank for the Fatehpur - Up branch has these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0001895 of Hdfc Bank for its Fatehpur - Up branch located in Fatehpur, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Fatehpur and Fatehpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Fatehpur - Up or Fatehpur to get the exact IFSC Code HDFC0001895.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Fatehpur, you'll get the correct details.
How to Use IFSC Code HDFC0001895 for Online Transfers?
Once you have the IFSC Code HDFC0001895 for the Fatehpur - Up branch of Hdfc Bank in Fatehpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0001895. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001895.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Fatehpur - Up in Fatehpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Fatehpur - Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Fatehpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0001895.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Utsav Palace Civil Lines Fatehpur Uttar Pradesh 212601 located in Fatehpur, Fatehpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.