The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Suratganj Road - Fatehpur branch in Bara Banki, Fatehpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0002640. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Suratganj Road - Fatehpur, Bara Banki
The table below shows the main details of the IFSC Code HDFC0002640 for the Hdfc Bank branch in Bara Banki, which falls under the Fatehpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0002640 |
| Branch | Suratganj Road - Fatehpur |
| City | Bara Banki |
| District | Fatehpur |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd., Ward No 4, Mohalla Kazipur-1, Suratganj Road, Near Bloc K Crossing Fatehpur, Dist - Barabanki Uttar Pradesh 225305 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Bara Banki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002640 for the Suratganj Road - Fatehpur branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Suratganj Road - Fatehpur, Bara Banki, Uttar Pradesh, are given a unique IFSC like HDFC0002640 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bara Banki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bara Banki and Fatehpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Suratganj Road - Fatehpur goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0002640
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suratganj Road - Fatehpur in Bara Banki.
For example, the IFSC Code HDFC0002640 of Hdfc Bank for the Suratganj Road - Fatehpur branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0002640 of Hdfc Bank for its Suratganj Road - Fatehpur branch located in Bara Banki, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Bara Banki and Fatehpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Suratganj Road - Fatehpur or Bara Banki to get the exact IFSC Code HDFC0002640.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Bara Banki, then it will provide you proper information.
How to Use IFSC Code HDFC0002640 for Online Transfers?
If you have the IFSC Code HDFC0002640 for the Suratganj Road - Fatehpur branch of Hdfc Bank in Bara Banki, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0002640. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0002640.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Suratganj Road - Fatehpur in Bara Banki, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Suratganj Road - Fatehpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bara Banki manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0002640.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd., Ward No 4, Mohalla Kazipur-1, Suratganj Road, Near Bloc K Crossing Fatehpur, Dist - Barabanki Uttar Pradesh 225305 located in Bara Banki, Fatehpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.