The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its The Koylanchal Urban Coop Bank Ltd branch in Dhanbad, Dhanbad, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code HDFC0CKUCBJ. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, The Koylanchal Urban Coop Bank Ltd, Dhanbad
Here are some of the key details that come with the IFSC Code HDFC0CKUCBJ of Hdfc Bank for its branch located in Dhanbad, within the district of Dhanbad in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUCBJ |
| Branch | The Koylanchal Urban Coop Bank Ltd |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
| Address | Main Road Katrasgarh Opp Choudhury Nursing Home Po And Ps Katrasgarh Dhanbad Jharkhand |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Dhanbad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUCBJ for the The Koylanchal Urban Coop Bank Ltd branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in The Koylanchal Urban Coop Bank Ltd, Dhanbad, Jharkhand, are allotted a unique IFSC like HDFC0CKUCBJ to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dhanbad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dhanbad and Dhanbad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in The Koylanchal Urban Coop Bank Ltd reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code HDFC0CKUCBJ
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Koylanchal Urban Coop Bank Ltd in Dhanbad.
For example, the IFSC Code HDFC0CKUCBJ of Hdfc Bank for the The Koylanchal Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CKUCBJ of Hdfc Bank for its The Koylanchal Urban Coop Bank Ltd branch located in Dhanbad, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for The Koylanchal Urban Coop Bank Ltd or Dhanbad to get the exact IFSC Code HDFC0CKUCBJ.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Dhanbad that will provide accurate information.
How to Use IFSC Code HDFC0CKUCBJ for Online Transfers?
Once you have the IFSC Code HDFC0CKUCBJ for the The Koylanchal Urban Coop Bank Ltd branch of Hdfc Bank in Dhanbad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CKUCBJ. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUCBJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Koylanchal Urban Coop Bank Ltd in Dhanbad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Koylanchal Urban Coop Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CKUCBJ.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Road Katrasgarh Opp Choudhury Nursing Home Po And Ps Katrasgarh Dhanbad Jharkhand located in Dhanbad, Dhanbad, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.