Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its The Koylanchal Urban Coop Bank Ltd branch in Dhanbad, Dhanbad, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code HDFC0CKUCBD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, The Koylanchal Urban Coop Bank Ltd, Dhanbad

Below in the table are the key details related to IFSC Code HDFC0CKUCBD of Hdfc Bank for its branch located in Dhanbad, within the district of Dhanbad in the state of Jharkhand.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CKUCBD
Branch The Koylanchal Urban Coop Bank Ltd
City Dhanbad
District Dhanbad
State Jharkhand
Address Shivam Complex Bank Road Dhanbad Jharkhand

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Dhanbad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUCBD for the The Koylanchal Urban Coop Bank Ltd branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CKUCBD is given to every bank branch, including Hdfc Bank located in The Koylanchal Urban Coop Bank Ltd, Dhanbad, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dhanbad and Dhanbad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in The Koylanchal Urban Coop Bank Ltd doesn't end up at another location.

Format of the IFSC Code HDFC0CKUCBD

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Koylanchal Urban Coop Bank Ltd in Dhanbad.

For example, the IFSC Code HDFC0CKUCBD of Hdfc Bank for the The Koylanchal Urban Coop Bank Ltd branch has these elements, identifying the bank and the branch location in Dhanbad and Jharkhand correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0CKUCBD of Hdfc Bank for its The Koylanchal Urban Coop Bank Ltd branch located in Dhanbad, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for The Koylanchal Urban Coop Bank Ltd or Dhanbad to find the exact IFSC Code HDFC0CKUCBD.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Dhanbad will provide accurate information.

How to Use IFSC Code HDFC0CKUCBD for Online Transfers?

Once you have the IFSC Code HDFC0CKUCBD for the The Koylanchal Urban Coop Bank Ltd branch of Hdfc Bank in Dhanbad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0CKUCBD. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUCBD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Koylanchal Urban Coop Bank Ltd in Dhanbad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Koylanchal Urban Coop Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in The Koylanchal Urban Coop Bank Ltd, Dhanbad?

The IFSC Code is HDFC0CKUCBD.

Is the IFSC Code HDFC0CKUCBD permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank The Koylanchal Urban Coop Bank Ltd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Koylanchal Urban Coop Bank Ltd branch?

The address of the branch is Shivam Complex Bank Road Dhanbad Jharkhand located in Dhanbad, Dhanbad, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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