For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Shamanur Road branch in Davanagere, Davanagere, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Davanagere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0007371. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Shamanur Road, Davanagere
The table below shows the main details of the IFSC Code HDFC0007371 for the Hdfc Bank branch in Davanagere, which falls under the Davanagere district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007371 |
| Branch | Shamanur Road |
| City | Davanagere |
| District | Davanagere |
| State | Karnataka |
| Address | Ground Floor P S Arcade No 3348 A 1 Siddaveerappa Ext Shamanur Road Davanagere Karnataka 577004 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Davanagere for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007371 for the Shamanur Road branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Shamanur Road, Davanagere, Karnataka, is provided with a unique IFSC like HDFC0007371 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Davanagere.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Davanagere and Davanagere.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Shamanur Road do not get mixed with another location.
Format of the IFSC Code HDFC0007371
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shamanur Road in Davanagere.
For example, the IFSC Code HDFC0007371 of Hdfc Bank for the Shamanur Road branch includes these elements, identifying the bank and the branch location in Davanagere and Karnataka accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0007371 of Hdfc Bank for its Shamanur Road branch located in Davanagere, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Davanagere and Davanagere, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Shamanur Road or Davanagere to get the exact IFSC Code HDFC0007371.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Davanagere, then it will provide you proper information.
How to Use IFSC Code HDFC0007371 for Online Transfers?
Once you have the IFSC Code HDFC0007371 for the Shamanur Road branch of Hdfc Bank in Davanagere, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0007371. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007371.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Shamanur Road in Davanagere, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shamanur Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Davanagere manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shamanur Road Davanagere branch is HDFC0007371.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor P S Arcade No 3348 A 1 Siddaveerappa Ext Shamanur Road Davanagere Karnataka 577004.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.