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IFSC Code of Hdfc Bank, Honnali, Davanagere, Karnataka — HDFC0006445

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Honnali branch in Davanagere, Davanagere, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Davanagere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0006445. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Honnali, Davanagere

Here are some of the key details that come with the IFSC Code HDFC0006445 of Hdfc Bank for its branch located in Davanagere, within the district of Davanagere in the state of Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006445
Branch Honnali
City Davanagere
District Davanagere
State Karnataka
Address Hdfc Bank Ltd Groud Floor Sri Shakthi Arcade Opp Old Government Hospital T M Road Davanagere Karnataka 577217

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Davanagere for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0006445 for the Honnali branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Honnali, Davanagere, Karnataka, are given a unique IFSC like HDFC0006445 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Davanagere.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Davanagere and Davanagere.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Honnali goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0006445

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Honnali in Davanagere.

For example, the IFSC Code HDFC0006445 of Hdfc Bank for the Honnali branch includes these elements, identifying the bank and the branch location in Davanagere and Karnataka accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0006445 of Hdfc Bank for its Honnali branch located in Davanagere, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Davanagere and Davanagere, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Honnali or Davanagere to find the exact IFSC Code HDFC0006445.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Davanagere will provide accurate information.

How to Use IFSC Code HDFC0006445 for Online Transfers?

Once you have the IFSC Code HDFC0006445 for the Honnali branch of Hdfc Bank in Davanagere, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0006445. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006445.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Honnali in Davanagere, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Honnali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Davanagere to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Honnali, Davanagere?

The IFSC Code is HDFC0006445.

Is the IFSC Code HDFC0006445 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Honnali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Honnali branch?

The address of the branch is Hdfc Bank Ltd Groud Floor Sri Shakthi Arcade Opp Old Government Hospital T M Road Davanagere Karnataka 577217 located in Davanagere, Davanagere, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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