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IFSC Code of Hdfc Bank, Nidhi Co-Operative Bank Ltd, Ahmedabad, Gujarat — HDFC0CNIDHI

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Nidhi Co-Operative Bank Ltd branch in Ahmadabad, Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CNIDHI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Nidhi Co-Operative Bank Ltd, Ahmadabad

Here are some of the key details that come with the IFSC Code HDFC0CNIDHI of Hdfc Bank for its branch located in Ahmadabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CNIDHI
Branch Nidhi Co-Operative Bank Ltd
City Ahmadabad
District Ahmedabad
State Gujarat
Address Nidhi House , Ctm Char Rasta , National Highway Road , Amraiwadi , Ahmedabad - 380026

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Ahmadabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CNIDHI for the Nidhi Co-Operative Bank Ltd branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Nidhi Co-Operative Bank Ltd, Ahmadabad, Gujarat, is provided with a unique IFSC like HDFC0CNIDHI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Ahmadabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ahmadabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Nidhi Co-Operative Bank Ltd do not get mixed with another location.

Format of the IFSC Code HDFC0CNIDHI

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nidhi Co-Operative Bank Ltd in Ahmadabad.

For example, the IFSC Code HDFC0CNIDHI of Hdfc Bank for the Nidhi Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CNIDHI of Hdfc Bank for its Nidhi Co-Operative Bank Ltd branch located in Ahmadabad, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Ahmadabad and Ahmedabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Nidhi Co-Operative Bank Ltd or Ahmadabad to get the exact IFSC Code HDFC0CNIDHI.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Ahmadabad, you'll get the correct details.

How to Use IFSC Code HDFC0CNIDHI for Online Transfers?

If you have the IFSC Code HDFC0CNIDHI for the Nidhi Co-Operative Bank Ltd branch of Hdfc Bank in Ahmadabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CNIDHI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CNIDHI.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Nidhi Co-Operative Bank Ltd in Ahmadabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Nidhi Co-Operative Bank Ltd, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmadabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Nidhi Co-Operative Bank Ltd, Ahmadabad?

The IFSC Code is HDFC0CNIDHI.

Is the IFSC Code HDFC0CNIDHI permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Nidhi Co-Operative Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nidhi Co-Operative Bank Ltd branch?

The address of the branch is Nidhi House , Ctm Char Rasta , National Highway Road , Amraiwadi , Ahmedabad - 380026 located in Ahmadabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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