Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Makarba branch in Ahmadabad, Ahmedabad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0003920. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Makarba, Ahmadabad

The table below shows the main details of the IFSC Code HDFC0003920 for the Hdfc Bank branch in Ahmadabad, which falls under the Ahmedabad district in Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0003920
Branch Makarba
City Ahmadabad
District Ahmedabad
State Gujarat
Address Hdfc Bank Ltd Shop No 8 6 Solitaire Corporate Park Near Divya Bhaskar Ahmedabad Gujarat 380058

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Ahmadabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003920 for the Makarba branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0003920 is given to every bank branch, including Hdfc Bank located in Makarba, Ahmadabad, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Ahmadabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmadabad and Ahmedabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Makarba doesn't end up at another location.

Format of the IFSC Code HDFC0003920

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makarba in Ahmadabad.

For example, the IFSC Code HDFC0003920 of Hdfc Bank for the Makarba branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0003920 of Hdfc Bank for its Makarba branch located in Ahmadabad, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Makarba or Ahmadabad to get the exact IFSC Code HDFC0003920.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Ahmadabad, then it will provide you proper information.

How to Use IFSC Code HDFC0003920 for Online Transfers?

Once you have the IFSC Code HDFC0003920 for the Makarba branch of Hdfc Bank in Ahmadabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0003920. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003920.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Makarba in Ahmadabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Makarba, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmadabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Makarba, Ahmadabad?

The IFSC Code is HDFC0003920.

Is the IFSC Code HDFC0003920 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Makarba?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Makarba branch?

The address of the branch is Hdfc Bank Ltd Shop No 8 6 Solitaire Corporate Park Near Divya Bhaskar Ahmedabad Gujarat 380058 located in Ahmadabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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