The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of G P Parsik Bank for its Digha Navi Mumbai branch in Navi Mumbai, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of G P Parsik Bank located in Navi Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000081. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for G P Parsik Bank, Digha Navi Mumbai, Navi Mumbai
Below in the table are the key details related to IFSC Code PJSB0000081 of G P Parsik Bank for its branch located in Navi Mumbai, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | G P Parsik Bank |
| IFSC Code | PJSB0000081 |
| Branch | Digha Navi Mumbai |
| City | Navi Mumbai |
| District | Thane |
| State | Maharashtra |
| Address | Plot No Jen 30, 30/31 Midc, Ttc Industrial Area, Neva Business Park Bldg A, Digha Thane Belapur Road, Thane - 400708 |
These details are essential not only for online banking users but also for businesses and individuals who use G P Parsik Bank in Navi Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PJSB0000081 for the Digha Navi Mumbai branch of G P Parsik Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including G P Parsik Bank located in Digha Navi Mumbai, Navi Mumbai, Maharashtra, is provided with a unique IFSC like PJSB0000081 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the G P Parsik Bank branch in Navi Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Navi Mumbai and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for G P Parsik Bank in Digha Navi Mumbai do not get mixed with another location.
Format of the IFSC Code PJSB0000081
The format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For G P Parsik Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Digha Navi Mumbai in Navi Mumbai.
For example, the IFSC Code PJSB0000081 of G P Parsik Bank for the Digha Navi Mumbai branch includes these elements, identifying the bank and the branch location in Navi Mumbai and Maharashtra accurately.
How to Find IFSC Code for G P Parsik Bank?
If you are trying to find the IFSC Code PJSB0000081 of G P Parsik Bank for its Digha Navi Mumbai branch located in Navi Mumbai, the following methods can help:
Cheque Book
The cheque book issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including G P Parsik Bank branches in Navi Mumbai and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of G P Parsik Bank and navigate to the branch locator section. Search for Digha Navi Mumbai or Navi Mumbai to get the exact IFSC Code PJSB0000081.
Mobile Banking App
If you use G P Parsik Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for G P Parsik Bank and Navi Mumbai, you'll get the correct details.
How to Use IFSC Code PJSB0000081 for Online Transfers?
If you have the IFSC Code PJSB0000081 for the Digha Navi Mumbai branch of G P Parsik Bank in Navi Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PJSB0000081. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and G P Parsik Bank IFSC Code PJSB0000081.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for G P Parsik Bank Digha Navi Mumbai in Navi Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of G P Parsik Bank in Digha Navi Mumbai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official G P Parsik Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Navi Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PJSB0000081.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No Jen 30, 30/31 Midc, Ttc Industrial Area, Neva Business Park Bldg A, Digha Thane Belapur Road, Thane - 400708 located in Navi Mumbai, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.