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IFSC Code of G P Parsik Bank, Nilje, Thane, Maharashtra — PJSB0000059

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of G P Parsik Bank for its Nilje branch in Kalyan, Thane, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of G P Parsik Bank located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000059. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for G P Parsik Bank, Nilje, Kalyan

Below in the table are the key details related to IFSC Code PJSB0000059 of G P Parsik Bank for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank G P Parsik Bank
IFSC Code PJSB0000059
Branch Nilje
City Kalyan
District Thane
State Maharashtra
Address Shop No 18 To 21, Ground Flr, C Wing, Om Residency, Lodha Heaven, Kalyan Shil Road, Katai-Nilje, Tal Kalyan, Dist. Thane - 421204

These details are important not only for users using online banking but also for businesses and individuals who use G P Parsik Bank in Kalyan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PJSB0000059 for the Nilje branch of G P Parsik Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including G P Parsik Bank located in Nilje, Kalyan, Maharashtra, is provided a unique IFSC like PJSB0000059 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the G P Parsik Bank branch in Kalyan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kalyan and Thane.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for G P Parsik Bank in Nilje do not get misguided to another person.

Format of the IFSC Code PJSB0000059

The format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For G P Parsik Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nilje in Kalyan.

For example, the IFSC Code PJSB0000059 of G P Parsik Bank for the Nilje branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.

How to Find IFSC Code for G P Parsik Bank?

If you are trying to find the IFSC Code PJSB0000059 of G P Parsik Bank for its Nilje branch located in Kalyan, the following methods can help:

Cheque Book

The cheque book issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including G P Parsik Bank branches in Kalyan and Thane, print them on the first page of your passbook.

Bank Website

Visit the official website of G P Parsik Bank and navigate to the branch locator section. Search for Nilje or Kalyan to get the exact IFSC Code PJSB0000059.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for G P Parsik Bank and Kalyan, you'll get the correct details.

How to Use IFSC Code PJSB0000059 for Online Transfers?

Once you have the IFSC Code PJSB0000059 for the Nilje branch of G P Parsik Bank in Kalyan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PJSB0000059. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and G P Parsik Bank IFSC Code PJSB0000059.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for G P Parsik Bank Nilje in Kalyan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of G P Parsik Bank in Nilje, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official G P Parsik Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kalyan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of G P Parsik Bank in Nilje, Kalyan?

The IFSC Code is PJSB0000059.

Is the IFSC Code PJSB0000059 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of G P Parsik Bank Nilje?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nilje branch?

The address of the branch is Shop No 18 To 21, Ground Flr, C Wing, Om Residency, Lodha Heaven, Kalyan Shil Road, Katai-Nilje, Tal Kalyan, Dist. Thane - 421204 located in Kalyan, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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