IFSC Code of G P Parsik Bank, Kharigaon Branch, Thane, Maharashtra — PJSB0000012

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of G P Parsik Bank for its Kharigaon Branch branch in Kalwa, Thane, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of G P Parsik Bank located in Kalwa or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000012. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for G P Parsik Bank, Kharigaon Branch, Kalwa

The table below shows the main details of the IFSC Code PJSB0000012 for the G P Parsik Bank branch in Kalwa, which falls under the Thane district in Maharashtra.

These details helps users in online banking and for businesses and individuals who use G P Parsik Bank in Kalwa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PJSB0000012 for the Kharigaon Branch branch of G P Parsik Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with G P Parsik Bank located in Kharigaon Branch, Kalwa, Maharashtra, are given a unique IFSC like PJSB0000012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kalwa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kalwa and Thane.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to G P Parsik Bank in Kharigaon Branch goes to the correct branch. This is important because G P Parsik Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PJSB0000012

This is the format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For G P Parsik Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kharigaon Branch in Kalwa.

For example, the IFSC Code PJSB0000012 of G P Parsik Bank for the Kharigaon Branch branch includes these elements, identifying the bank and the branch location in Kalwa and Maharashtra accurately.

How to Find IFSC Code for G P Parsik Bank?

If you are trying to find the IFSC Code PJSB0000012 of G P Parsik Bank for its Kharigaon Branch branch located in Kalwa, the following methods can help:

Cheque Book

The cheque book issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including G P Parsik Bank branches in Kalwa and Thane, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of G P Parsik Bank and navigate to the branch locator section. Search for Kharigaon Branch or Kalwa to get the exact IFSC Code PJSB0000012.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for G P Parsik Bank and Kalwa, you'll get the correct details.

How to Use IFSC Code PJSB0000012 for Online Transfers?

Once you have the IFSC Code PJSB0000012 for the Kharigaon Branch branch of G P Parsik Bank in Kalwa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PJSB0000012. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and G P Parsik Bank IFSC Code PJSB0000012.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the G P Parsik Bank Kharigaon Branch in Kalwa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of G P Parsik Bank in Kharigaon Branch, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official G P Parsik Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kalwa manage online transfers as well as cheque clearances with ease.