Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of G P Parsik Bank for its Ambernath branch in Ambernath, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of G P Parsik Bank located in Ambernath or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for G P Parsik Bank, Ambernath, Ambernath
Here are the key points that are associated with the IFSC Code PJSB0000048 of G P Parsik Bank for its branch located in Ambernath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | G P Parsik Bank |
| IFSC Code | PJSB0000048 |
| Branch | Ambernath |
| City | Ambernath |
| District | Thane |
| State | Maharashtra |
| Address | Shop No. 1 , Ground Floor, Royal Jewel, Suryodaya Co-Op Hsg. Soc. Ltd. Plot No. 19, Village Kohoj, Khuntavali, Tal. Ambernath, Dist. Thane421 501. |
These details are crucial, not just for online banking users but also for businesses and individuals who use G P Parsik Bank in Ambernath for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PJSB0000048 for the Ambernath branch of G P Parsik Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including G P Parsik Bank located in Ambernath, Ambernath, Maharashtra, is provided with a unique IFSC like PJSB0000048 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the G P Parsik Bank branch in Ambernath.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ambernath and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for G P Parsik Bank in Ambernath do not get mixed with another location.
Format of the IFSC Code PJSB0000048
This is the format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For G P Parsik Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambernath in Ambernath.
For example, the IFSC Code PJSB0000048 of G P Parsik Bank for the Ambernath branch includes these elements, identifying the bank and the branch location in Ambernath and Maharashtra accurately.
How to Find IFSC Code for G P Parsik Bank?
If you are looking for the IFSC Code PJSB0000048 of G P Parsik Bank for its Ambernath branch located in Ambernath, the following methods can help:
Cheque Book
The cheque book that is issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including G P Parsik Bank branches in Ambernath and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of G P Parsik Bank and look for the branch locator section, then search for Ambernath or Ambernath to get the exact IFSC Code PJSB0000048.
Mobile Banking App
If you use G P Parsik Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for G P Parsik Bank and Ambernath, then it will provide you proper information.
How to Use IFSC Code PJSB0000048 for Online Transfers?
Once you have the IFSC Code PJSB0000048 for the Ambernath branch of G P Parsik Bank in Ambernath, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PJSB0000048. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and G P Parsik Bank IFSC Code PJSB0000048.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the G P Parsik Bank Ambernath in Ambernath, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of G P Parsik Bank in Ambernath, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official G P Parsik Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ambernath manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PJSB0000048.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No. 1 , Ground Floor, Royal Jewel, Suryodaya Co-Op Hsg. Soc. Ltd. Plot No. 19, Village Kohoj, Khuntavali, Tal. Ambernath, Dist. Thane421 501. located in Ambernath, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.