Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Trivandrum Sasthamangalam branch in Thiruvananthapuram, Thiruvananthapuram, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0002178. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Trivandrum Sasthamangalam, Thiruvananthapuram
Here are the key points that are associated with the IFSC Code FDRL0002178 of Federal Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002178 |
| Branch | Trivandrum Sasthamangalam |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | Mpg Maple Near Rkd Nss Hss, Sasthamangalam P O , Thiruvananthapuram 695010 |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002178 for the Trivandrum Sasthamangalam branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Trivandrum Sasthamangalam, Thiruvananthapuram, Kerala, is provided a unique IFSC like FDRL0002178 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Thiruvananthapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Trivandrum Sasthamangalam do not get misguided to another person.
Format of the IFSC Code FDRL0002178
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Trivandrum Sasthamangalam in Thiruvananthapuram.
For example, the IFSC Code FDRL0002178 of Federal Bank for the Trivandrum Sasthamangalam branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0002178 of Federal Bank for its Trivandrum Sasthamangalam branch located in Thiruvananthapuram, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Trivandrum Sasthamangalam or Thiruvananthapuram to find the exact IFSC Code FDRL0002178.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Thiruvananthapuram will provide accurate information.
How to Use IFSC Code FDRL0002178 for Online Transfers?
Once you have the IFSC Code FDRL0002178 for the Trivandrum Sasthamangalam branch of Federal Bank in Thiruvananthapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002178. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002178.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Trivandrum Sasthamangalam in Thiruvananthapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Trivandrum Sasthamangalam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thiruvananthapuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002178.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mpg Maple Near Rkd Nss Hss, Sasthamangalam P O , Thiruvananthapuram 695010 located in Thiruvananthapuram, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.