The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Thiruvananthapuram Kumarapuram branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0002257. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Thiruvananthapuram Kumarapuram, Thiruvananthapuram

Below in the table are the key details related to IFSC Code FDRL0002257 of Federal Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002257
Branch Thiruvananthapuram Kumarapuram
City Thiruvananthapuram
District Thiruvananthapuram
State Kerala
Address Ground Floor Lotus Towers, Medical College P O , Kumarapuram, Thriuvananthapuram Kerala 695011

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002257 for the Thiruvananthapuram Kumarapuram branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002257 is given to every bank branch, including Federal Bank located in Thiruvananthapuram Kumarapuram, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Thiruvananthapuram Kumarapuram doesn't end up at another location.

Format of the IFSC Code FDRL0002257

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvananthapuram Kumarapuram in Thiruvananthapuram.

For example, the IFSC Code FDRL0002257 of Federal Bank for the Thiruvananthapuram Kumarapuram branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002257 of Federal Bank for its Thiruvananthapuram Kumarapuram branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Thiruvananthapuram Kumarapuram or Thiruvananthapuram to get the exact IFSC Code FDRL0002257.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Thiruvananthapuram, then it will provide you proper information.

How to Use IFSC Code FDRL0002257 for Online Transfers?

If you have the IFSC Code FDRL0002257 for the Thiruvananthapuram Kumarapuram branch of Federal Bank in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002257. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002257.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Thiruvananthapuram Kumarapuram in Thiruvananthapuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Thiruvananthapuram Kumarapuram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Thiruvananthapuram Kumarapuram, Thiruvananthapuram?

The IFSC Code is FDRL0002257.

Is the IFSC Code FDRL0002257 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Thiruvananthapuram Kumarapuram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thiruvananthapuram Kumarapuram branch?

The address of the branch is Ground Floor Lotus Towers, Medical College P O , Kumarapuram, Thriuvananthapuram Kerala 695011 located in Thiruvananthapuram, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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