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IFSC Code of Federal Bank, Variapuram, Pathanamthitta, Kerala — FDRL0001515

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Variapuram branch in Pathanamthitta, Pathanamthitta, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001515. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Variapuram, Pathanamthitta

Here are the key points that are associated with the IFSC Code FDRL0001515 of Federal Bank for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001515
Branch Variapuram
City Pathanamthitta
District Pathanamthitta
State Kerala
Address Kollanpady Elanthoor East P O

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0001515 for the Variapuram branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Variapuram, Pathanamthitta, Kerala, are given a unique IFSC like FDRL0001515 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Pathanamthitta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Variapuram goes to the correct branch. This is important because Federal Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0001515

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Variapuram in Pathanamthitta.

For example, the IFSC Code FDRL0001515 of Federal Bank for the Variapuram branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001515 of Federal Bank for its Variapuram branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Pathanamthitta and Pathanamthitta, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Variapuram or Pathanamthitta to get the exact IFSC Code FDRL0001515.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code FDRL0001515 for Online Transfers?

Once you have the IFSC Code FDRL0001515 for the Variapuram branch of Federal Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001515. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001515.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Variapuram in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Variapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Variapuram, Pathanamthitta?

The IFSC Code is FDRL0001515.

Is the IFSC Code FDRL0001515 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Variapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Variapuram branch?

The address of the branch is Kollanpady Elanthoor East P O located in Pathanamthitta, Pathanamthitta, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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