IFSC Code of Federal Bank, Koodal, Pathanamthitta, Kerala — FDRL0001206

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Koodal branch in Pathanamthitta, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001206. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Koodal, Pathanamthitta

Here are the main details that are associated with the IFSC Code FDRL0001206 of Federal Bank for its branch located in Pathanamthitta, within the district of Pathanamthitta in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001206 for the Koodal branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Koodal, Pathanamthitta, Kerala, is provided with a unique IFSC like FDRL0001206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Federal Bank branch in Pathanamthitta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Pathanamthitta.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Koodal do not get mixed with another location.

Format of the IFSC Code FDRL0001206

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koodal in Pathanamthitta.

For example, the IFSC Code FDRL0001206 of Federal Bank for the Koodal branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001206 of Federal Bank for its Koodal branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Pathanamthitta and Pathanamthitta, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Koodal or Pathanamthitta to get the exact IFSC Code FDRL0001206.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code FDRL0001206 for Online Transfers?

Once you have the IFSC Code FDRL0001206 for the Koodal branch of Federal Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001206. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001206.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Koodal in Pathanamthitta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Koodal, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.