The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its The Gurukul Nilokheri Extn Branch branch in Karnal, Karnal, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Karnal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code FDRL0002291. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, The Gurukul Nilokheri Extn Branch, Karnal
Below in the table are the key details related to IFSC Code FDRL0002291 of Federal Bank for its branch located in Karnal, within the district of Karnal in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002291 |
| Branch | The Gurukul Nilokheri Extn Branch |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Address | Village Khwaza, Ahmedpur, Nilokheri, Karnal, Haryana |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Karnal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002291 for the The Gurukul Nilokheri Extn Branch branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in The Gurukul Nilokheri Extn Branch, Karnal, Haryana, is provided a unique IFSC like FDRL0002291 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Karnal.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Karnal and Karnal.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in The Gurukul Nilokheri Extn Branch do not get misguided to another person.
Format of the IFSC Code FDRL0002291
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Gurukul Nilokheri Extn Branch in Karnal.
For example, the IFSC Code FDRL0002291 of Federal Bank for the The Gurukul Nilokheri Extn Branch branch has these elements, identifying the bank and the branch location in Karnal and Haryana correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002291 of Federal Bank for its The Gurukul Nilokheri Extn Branch branch located in Karnal, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Karnal and Karnal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for The Gurukul Nilokheri Extn Branch or Karnal to get the exact IFSC Code FDRL0002291.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Karnal that will provide accurate information.
How to Use IFSC Code FDRL0002291 for Online Transfers?
Once you have the IFSC Code FDRL0002291 for the The Gurukul Nilokheri Extn Branch branch of Federal Bank in Karnal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002291. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002291.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank The Gurukul Nilokheri Extn Branch in Karnal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in The Gurukul Nilokheri Extn Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Karnal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002291.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Khwaza, Ahmedpur, Nilokheri, Karnal, Haryana located in Karnal, Karnal, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.