Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Sheikhopura branch in Karnal, Karnal, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Federal Bank located in Karnal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code FDRL0002235. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Sheikhopura, Karnal
Here are the key points that are associated with the IFSC Code FDRL0002235 of Federal Bank for its branch located in Karnal, within the district of Karnal in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002235 |
| Branch | Sheikhopura |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Address | Vpo Sheikhopura, Tehsil Gharaunda, Karnal Haryana 132114 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Karnal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002235 for the Sheikhopura branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Sheikhopura, Karnal, Haryana, are allotted a unique IFSC like FDRL0002235 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karnal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Karnal and Karnal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Sheikhopura reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code FDRL0002235
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sheikhopura in Karnal.
For example, the IFSC Code FDRL0002235 of Federal Bank for the Sheikhopura branch includes these elements, identifying the bank and the branch location in Karnal and Haryana accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002235 of Federal Bank for its Sheikhopura branch located in Karnal, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Karnal and Karnal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Sheikhopura or Karnal to get the exact IFSC Code FDRL0002235.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Karnal that will provide accurate information.
How to Use IFSC Code FDRL0002235 for Online Transfers?
Once you have the IFSC Code FDRL0002235 for the Sheikhopura branch of Federal Bank in Karnal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002235. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002235.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Sheikhopura in Karnal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Sheikhopura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Karnal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002235.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vpo Sheikhopura, Tehsil Gharaunda, Karnal Haryana 132114 located in Karnal, Karnal, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.