Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Guwahati / G S Road branch in Kamarup, Guwahati, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Kamarup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code FDRL0001674. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Guwahati / G S Road, Kamarup
Here are the key points that are associated with the IFSC Code FDRL0001674 of Federal Bank for its branch located in Kamarup, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001674 |
| Branch | Guwahati / G S Road |
| City | Kamarup |
| District | Guwahati |
| State | Assam |
| Address | Deka Premises, Christian Basti G S Road, Kamarup Dist. |
These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Kamarup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001674 for the Guwahati / G S Road branch of Federal Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Guwahati / G S Road, Kamarup, Assam, is provided with a unique IFSC like FDRL0001674 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Kamarup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kamarup and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Guwahati / G S Road do not get mixed with another location.
Format of the IFSC Code FDRL0001674
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati / G S Road in Kamarup.
For example, the IFSC Code FDRL0001674 of Federal Bank for the Guwahati / G S Road branch includes these elements, identifying the bank and the branch location in Kamarup and Assam accurately.
How to Find IFSC Code for Federal Bank?
If you are looking for the IFSC Code FDRL0001674 of Federal Bank for its Guwahati / G S Road branch located in Kamarup, the following methods can help:
Cheque Book
The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Federal Bank branches in Kamarup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Federal Bank and look for the branch locator section, then search for Guwahati / G S Road or Kamarup to get the exact IFSC Code FDRL0001674.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Kamarup, then it will provide you proper information.
How to Use IFSC Code FDRL0001674 for Online Transfers?
Once you have the IFSC Code FDRL0001674 for the Guwahati / G S Road branch of Federal Bank in Kamarup, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0001674. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001674.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Guwahati / G S Road in Kamarup may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Guwahati / G S Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamarup manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Guwahati / G S Road Kamarup branch is FDRL0001674.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Deka Premises, Christian Basti G S Road, Kamarup Dist..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.