There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Guwahati / Beltola branch in Guwahati, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Federal Bank situated in Guwahati or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code FDRL0001821. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Guwahati / Beltola, Guwahati
The table below shows the main details of the IFSC Code FDRL0001821 for the Federal Bank branch in Guwahati, which falls under the Guwahati district in Assam.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001821 |
| Branch | Guwahati / Beltola |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| Address | 52, Dr. B.N.Saikia Road, Beltola Survey, |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Guwahati for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001821 for the Guwahati / Beltola branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Guwahati / Beltola, Guwahati, Assam, is provided a unique IFSC like FDRL0001821 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Guwahati.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Guwahati and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Guwahati / Beltola do not get misguided to another person.
Format of the IFSC Code FDRL0001821
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati / Beltola in Guwahati.
For example, the IFSC Code FDRL0001821 of Federal Bank for the Guwahati / Beltola branch includes these elements, identifying the bank and the branch location in Guwahati and Assam accurately.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0001821 of Federal Bank for its Guwahati / Beltola branch located in Guwahati, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Guwahati / Beltola or Guwahati to find the exact IFSC Code FDRL0001821.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Guwahati will provide accurate information.
How to Use IFSC Code FDRL0001821 for Online Transfers?
Once you have the IFSC Code FDRL0001821 for the Guwahati / Beltola branch of Federal Bank in Guwahati, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0001821. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001821.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Guwahati / Beltola in Guwahati, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Guwahati / Beltola, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Guwahati manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Guwahati / Beltola Guwahati branch is FDRL0001821.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 52, Dr. B.N.Saikia Road, Beltola Survey,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.