IFSC Code of Esaf Small Finance Bank Limited, Sulthan Bathery, Wayanad, Kerala — ESMF0001506

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Sulthan Bathery branch in Sulthan Bathery, Wayanad, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Esaf Small Finance Bank Limited located in Sulthan Bathery or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001506. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Sulthan Bathery, Sulthan Bathery

Here are some of the key details that come with the IFSC Code ESMF0001506 of Esaf Small Finance Bank Limited for its branch located in Sulthan Bathery, within the district of Wayanad in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Sulthan Bathery for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001506 for the Sulthan Bathery branch of Esaf Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Sulthan Bathery, Sulthan Bathery, Kerala, is provided with a unique IFSC like ESMF0001506 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Esaf Small Finance Bank Limited branch in Sulthan Bathery.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Sulthan Bathery and Wayanad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Sulthan Bathery do not get mixed with another location.

Format of the IFSC Code ESMF0001506

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sulthan Bathery in Sulthan Bathery.

For example, the IFSC Code ESMF0001506 of Esaf Small Finance Bank Limited for the Sulthan Bathery branch includes these elements, identifying the bank and the branch location in Sulthan Bathery and Kerala accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are looking for the IFSC Code ESMF0001506 of Esaf Small Finance Bank Limited for its Sulthan Bathery branch located in Sulthan Bathery, the following methods can help:

Cheque Book

The cheque book that is issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Esaf Small Finance Bank Limited branches in Sulthan Bathery and Wayanad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Esaf Small Finance Bank Limited and look for the branch locator section, then search for Sulthan Bathery or Sulthan Bathery to get the exact IFSC Code ESMF0001506.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Esaf Small Finance Bank Limited and Sulthan Bathery, then it will provide you proper information.

How to Use IFSC Code ESMF0001506 for Online Transfers?

Once you have the IFSC Code ESMF0001506 for the Sulthan Bathery branch of Esaf Small Finance Bank Limited in Sulthan Bathery, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESMF0001506. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001506.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Esaf Small Finance Bank Limited Sulthan Bathery in Sulthan Bathery, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Sulthan Bathery, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sulthan Bathery to handle online money transfers and get their cheques cleared smoothly.