IFSC Code of Esaf Small Finance Bank Limited, Kattikulam, Wayanad, Kerala — ESMF0001639

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Kattikulam branch in Kattikulam, Wayanad, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Kattikulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001639. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Esaf Small Finance Bank Limited, Kattikulam, Kattikulam

Below in the table are the key details related to IFSC Code ESMF0001639 of Esaf Small Finance Bank Limited for its branch located in Kattikulam, within the district of Wayanad in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Kattikulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001639 for the Kattikulam branch of Esaf Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESMF0001639 is given to every bank branch, including Esaf Small Finance Bank Limited located in Kattikulam, Kattikulam, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Esaf Small Finance Bank Limited branch in Kattikulam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kattikulam and Wayanad.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Kattikulam doesn't end up at another location.

Format of the IFSC Code ESMF0001639

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kattikulam in Kattikulam.

For example, the IFSC Code ESMF0001639 of Esaf Small Finance Bank Limited for the Kattikulam branch includes these elements, identifying the bank and the branch location in Kattikulam and Kerala accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are looking for the IFSC Code ESMF0001639 of Esaf Small Finance Bank Limited for its Kattikulam branch located in Kattikulam, the following methods can help:

Cheque Book

The cheque book that is issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Esaf Small Finance Bank Limited branches in Kattikulam and Wayanad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Esaf Small Finance Bank Limited and look for the branch locator section, then search for Kattikulam or Kattikulam to get the exact IFSC Code ESMF0001639.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Esaf Small Finance Bank Limited and Kattikulam, then it will provide you proper information.

How to Use IFSC Code ESMF0001639 for Online Transfers?

If you have the IFSC Code ESMF0001639 for the Kattikulam branch of Esaf Small Finance Bank Limited in Kattikulam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001639. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001639.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Kattikulam in Kattikulam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Kattikulam, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kattikulam manage their online transfers and cheque clearances easily.