IFSC Code of Esaf Small Finance Bank Limited, Puthur Omassery, Kozhikode, Kerala — ESMF0001411

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Esaf Small Finance Bank Limited for its Puthur Omassery branch in Puthur Omassery, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Esaf Small Finance Bank Limited located in Puthur Omassery or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001411. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Puthur Omassery, Puthur Omassery

The table below shows the main details of the IFSC Code ESMF0001411 for the Esaf Small Finance Bank Limited branch in Puthur Omassery, which falls under the Kozhikode district in Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Puthur Omassery for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001411 for the Puthur Omassery branch of Esaf Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Puthur Omassery, Puthur Omassery, Kerala, is provided a unique IFSC like ESMF0001411 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Esaf Small Finance Bank Limited branch in Puthur Omassery.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Puthur Omassery and Kozhikode.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Puthur Omassery do not get misguided to another person.

Format of the IFSC Code ESMF0001411

This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puthur Omassery in Puthur Omassery.

For example, the IFSC Code ESMF0001411 of Esaf Small Finance Bank Limited for the Puthur Omassery branch includes these elements, identifying the bank and the branch location in Puthur Omassery and Kerala accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are looking for the IFSC Code ESMF0001411 of Esaf Small Finance Bank Limited for its Puthur Omassery branch located in Puthur Omassery, the following methods can help:

Cheque Book

The cheque book that is issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Esaf Small Finance Bank Limited branches in Puthur Omassery and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Esaf Small Finance Bank Limited and look for the branch locator section, then search for Puthur Omassery or Puthur Omassery to get the exact IFSC Code ESMF0001411.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Esaf Small Finance Bank Limited and Puthur Omassery, then it will provide you proper information.

How to Use IFSC Code ESMF0001411 for Online Transfers?

If you have the IFSC Code ESMF0001411 for the Puthur Omassery branch of Esaf Small Finance Bank Limited in Puthur Omassery, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001411. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001411.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Puthur Omassery in Puthur Omassery, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Puthur Omassery, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puthur Omassery to handle online money transfers and get their cheques cleared smoothly.