IFSC Code of Esaf Small Finance Bank Limited, Kozhikode-Mavoor Road, Kozhikode, Kerala — ESMF0001818

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Kozhikode-Mavoor Road branch in Kozhikode, Kozhikode, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ESMF0001818. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Esaf Small Finance Bank Limited, Kozhikode-Mavoor Road, Kozhikode

Below in the table are the key details related to IFSC Code ESMF0001818 of Esaf Small Finance Bank Limited for its branch located in Kozhikode, within the district of Kozhikode in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001818 for the Kozhikode-Mavoor Road branch of Esaf Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Kozhikode-Mavoor Road, Kozhikode, Kerala, are given a unique IFSC like ESMF0001818 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kozhikode.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kozhikode and Kozhikode.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Esaf Small Finance Bank Limited in Kozhikode-Mavoor Road goes to the correct branch. This is important because Esaf Small Finance Bank Limited has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ESMF0001818

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Esaf Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kozhikode-Mavoor Road in Kozhikode.

For example, the IFSC Code ESMF0001818 of Esaf Small Finance Bank Limited for the Kozhikode-Mavoor Road branch has these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are looking for the IFSC Code ESMF0001818 of Esaf Small Finance Bank Limited for its Kozhikode-Mavoor Road branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book that is issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Esaf Small Finance Bank Limited branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Esaf Small Finance Bank Limited and look for the branch locator section, then search for Kozhikode-Mavoor Road or Kozhikode to get the exact IFSC Code ESMF0001818.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Esaf Small Finance Bank Limited and Kozhikode, then it will provide you proper information.

How to Use IFSC Code ESMF0001818 for Online Transfers?

Once you have the IFSC Code ESMF0001818 for the Kozhikode-Mavoor Road branch of Esaf Small Finance Bank Limited in Kozhikode, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001818. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001818.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Kozhikode-Mavoor Road in Kozhikode, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Kozhikode-Mavoor Road, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kozhikode manage online transfers as well as cheque clearances with ease.