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IFSC Code of Equitas Small Finance Bank Limited, Shirwal Branch, Satara, Maharashtra — ESFB0009105

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Shirwal Branch branch in Satara, Satara, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Equitas Small Finance Bank Limited situated in Satara or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ESFB0009105. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Shirwal Branch, Satara

Below in the table are the key details related to IFSC Code ESFB0009105 of Equitas Small Finance Bank Limited for its branch located in Satara, within the district of Satara in the state of Maharashtra.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0009105
Branch Shirwal Branch
City Satara
District Satara
State Maharashtra
Address 3367 Pune Satara Road,Near Shivraj Furniture,Shirwal-412801,Tal-Khandala Dist-Satara

These details help users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Satara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009105 for the Shirwal Branch branch of Equitas Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Shirwal Branch, Satara, Maharashtra, are allotted a unique IFSC like ESFB0009105 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Satara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Satara and Satara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Equitas Small Finance Bank Limited in Shirwal Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ESFB0009105

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shirwal Branch in Satara.

For example, the IFSC Code ESFB0009105 of Equitas Small Finance Bank Limited for the Shirwal Branch branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

To find the IFSC Code ESFB0009105 of Equitas Small Finance Bank Limited for its Shirwal Branch branch located in Satara, the following methods can help you out:

Cheque Book

The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Equitas Small Finance Bank Limited branches in Satara and Satara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and go to the branch locator section. Then search for Shirwal Branch or Satara to find the exact IFSC Code ESFB0009105.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Equitas Small Finance Bank Limited and Satara will provide accurate information.

How to Use IFSC Code ESFB0009105 for Online Transfers?

Once you have the IFSC Code ESFB0009105 for the Shirwal Branch branch of Equitas Small Finance Bank Limited in Satara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESFB0009105. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009105.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Shirwal Branch in Satara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Shirwal Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Satara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Shirwal Branch, Satara?

The IFSC Code is ESFB0009105.

Is the IFSC Code ESFB0009105 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Shirwal Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shirwal Branch branch?

The address of the branch is 3367 Pune Satara Road,Near Shivraj Furniture,Shirwal-412801,Tal-Khandala Dist-Satara located in Satara, Satara, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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