IFSC Code of Equitas Small Finance Bank Limited, Phaltan Branch, Satara, Maharashtra — ESFB0009104

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Phaltan Branch branch in Satara, Satara, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009104. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Equitas Small Finance Bank Limited, Phaltan Branch, Satara

Below in the table are the key details related to IFSC Code ESFB0009104 of Equitas Small Finance Bank Limited for its branch located in Satara, within the district of Satara in the state of Maharashtra.

These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Satara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009104 for the Phaltan Branch branch of Equitas Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Phaltan Branch, Satara, Maharashtra, are allotted a unique IFSC like ESFB0009104 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Satara.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Satara and Satara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Equitas Small Finance Bank Limited in Phaltan Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ESFB0009104

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phaltan Branch in Satara.

For example, the IFSC Code ESFB0009104 of Equitas Small Finance Bank Limited for the Phaltan Branch branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra correctly.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are trying to find the IFSC Code ESFB0009104 of Equitas Small Finance Bank Limited for its Phaltan Branch branch located in Satara, the following methods can help:

Cheque Book

The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Equitas Small Finance Bank Limited branches in Satara and Satara, print them on the first page of your passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Phaltan Branch or Satara to get the exact IFSC Code ESFB0009104.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Satara, you'll get the correct details.

How to Use IFSC Code ESFB0009104 for Online Transfers?

If you have the IFSC Code ESFB0009104 for the Phaltan Branch branch of Equitas Small Finance Bank Limited in Satara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0009104. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009104.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Phaltan Branch in Satara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Phaltan Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Equitas Small Finance Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Satara manage online transfers as well as cheque clearances with ease.