The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Subhash Road branch in Rohtak, Rohtak, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ESFB0011014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Equitas Small Finance Bank Limited, Subhash Road, Rohtak
Here are the key points that are associated with the IFSC Code ESFB0011014 of Equitas Small Finance Bank Limited for its branch located in Rohtak, within the district of Rohtak in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0011014 |
| Branch | Subhash Road |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| Address | 1494/20,Kharkhara House Subhash Road,Near Civil Hospital,Rohtak - Haryana 124001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Rohtak for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0011014 for the Subhash Road branch of Equitas Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Subhash Road, Rohtak, Haryana, is provided with a unique IFSC like ESFB0011014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtak and Rohtak.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Subhash Road do not get mixed with another location.
Format of the IFSC Code ESFB0011014
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Equitas Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Subhash Road in Rohtak.
For example, the IFSC Code ESFB0011014 of Equitas Small Finance Bank Limited for the Subhash Road branch has these elements, identifying the bank and the branch location in Rohtak and Haryana correctly.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0011014 of Equitas Small Finance Bank Limited for its Subhash Road branch located in Rohtak, the following methods can help:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Equitas Small Finance Bank Limited branches in Rohtak and Rohtak, print them on the first page of your passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Subhash Road or Rohtak to get the exact IFSC Code ESFB0011014.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Rohtak, you'll get the correct details.
How to Use IFSC Code ESFB0011014 for Online Transfers?
Once you have the IFSC Code ESFB0011014 for the Subhash Road branch of Equitas Small Finance Bank Limited in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0011014. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0011014.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Subhash Road in Rohtak may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Subhash Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtak to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0011014.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1494/20,Kharkhara House Subhash Road,Near Civil Hospital,Rohtak - Haryana 124001 located in Rohtak, Rohtak, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.