For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Rohtak branch in Rohtak, Rohtak, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Equitas Small Finance Bank Limited located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ESFB0011004. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Rohtak, Rohtak
The table below shows the main details of the IFSC Code ESFB0011004 for the Equitas Small Finance Bank Limited branch in Rohtak, which falls under the Rohtak district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0011004 |
| Branch | Rohtak |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| Address | No 120/21,Civil Road,Opposite To Mnya Tourisom,Rohtak |
These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Rohtak for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0011004 for the Rohtak branch of Equitas Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESFB0011004 is given to every bank branch, including Equitas Small Finance Bank Limited located in Rohtak, Rohtak, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtak and Rohtak.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Rohtak doesn't end up at another location.
Format of the IFSC Code ESFB0011004
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Equitas Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rohtak in Rohtak.
For example, the IFSC Code ESFB0011004 of Equitas Small Finance Bank Limited for the Rohtak branch has these elements, identifying the bank and the branch location in Rohtak and Haryana correctly.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are looking for the IFSC Code ESFB0011004 of Equitas Small Finance Bank Limited for its Rohtak branch located in Rohtak, the following methods can help:
Cheque Book
The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Equitas Small Finance Bank Limited branches in Rohtak and Rohtak, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Rohtak or Rohtak to get the exact IFSC Code ESFB0011004.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Rohtak, then it will provide you proper information.
How to Use IFSC Code ESFB0011004 for Online Transfers?
Once you have the IFSC Code ESFB0011004 for the Rohtak branch of Equitas Small Finance Bank Limited in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0011004. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0011004.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Rohtak in Rohtak, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Rohtak, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtak to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rohtak Rohtak branch is ESFB0011004.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 120/21,Civil Road,Opposite To Mnya Tourisom,Rohtak.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.