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IFSC Code of Equitas Small Finance Bank Limited, Kalewadi Branch, Pune, Maharashtra — ESFB0009094

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Equitas Small Finance Bank Limited for its Kalewadi Branch branch in Pune, Pune, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Equitas Small Finance Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Kalewadi Branch, Pune

Here are the main details that are associated with the IFSC Code ESFB0009094 of Equitas Small Finance Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0009094
Branch Kalewadi Branch
City Pune
District Pune
State Maharashtra
Address 2Nd Floor,Sr No.77/6,Sharma Building,Opp.M.M.School,Jyotibanagar,Kalewadi,Pune-411017

These details help users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009094 for the Kalewadi Branch branch of Equitas Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Kalewadi Branch, Pune, Maharashtra, are given a unique IFSC like ESFB0009094 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Equitas Small Finance Bank Limited in Kalewadi Branch goes to the correct branch. This is important because Equitas Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ESFB0009094

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalewadi Branch in Pune.

For example, the IFSC Code ESFB0009094 of Equitas Small Finance Bank Limited for the Kalewadi Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are looking for the IFSC Code ESFB0009094 of Equitas Small Finance Bank Limited for its Kalewadi Branch branch located in Pune, the following methods can help:

Cheque Book

The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Equitas Small Finance Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Kalewadi Branch or Pune to get the exact IFSC Code ESFB0009094.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Pune, then it will provide you proper information.

How to Use IFSC Code ESFB0009094 for Online Transfers?

Once you have the IFSC Code ESFB0009094 for the Kalewadi Branch branch of Equitas Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESFB0009094. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009094.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Kalewadi Branch in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Kalewadi Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited Kalewadi Branch Pune?

The IFSC Code of the Kalewadi Branch Pune branch is ESFB0009094.

Is IFSC Code ESFB0009094 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Equitas Small Finance Bank Limited Kalewadi Branch branch?

The branch is located at 2Nd Floor,Sr No.77/6,Sharma Building,Opp.M.M.School,Jyotibanagar,Kalewadi,Pune-411017.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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